Thursday, December 26, 2019

Fraud Management An Architectural Insight - 1144 Words

Fraud Management - An Architectural Insight Introduction Fraud is like Love. Many believe they are immune to it. Yet they make themselves available, to fall into. Successful fraud gives a new high for the fraudsters and sleepless nights for the organizations running after securing the wealth. This rush to secure the Holy Grail from reaching the fraudsters also causes a high for a broader section of the ethical technical audience who strive to ring fence their organizations. It is quite a feat to think through the various loop holes to ensure that no repeatable fraudulent pattern is left un-scrutinized. An attempt has been made in this article to address available technologies to fend off Fraudsters, and the architectural insight needed†¦show more content†¦The outcome of improper fraud detection or a false positive would result in Poor User Experience, Customer Dissatisfaction and Lack of Focus eventually resulting in impact to bottom line. Lifecycle of Fraud Detection Effective Fraud and risk management in any retail organization has various facets to it depending on the entities needs and market place demands. Predominantly it can be categorized in to following phases2 Assess Risk Assess the risk associated with the identified fraud. Associate the risk with a dollar value – to estimate the loss it causes to the organization. Identify the scope of analysis depending on the organizations’ risk appetite, profile the current state of fraud management and well define the requirement that needs to be addressed. Design Design the controls that prevent the detected fraud and reduce the analyzed risk. The design should not only react to the ongoing fraud, but also proactively detect any further anomalies with similar pattern across channels. Implement Deploy and Implement the design across the channels and assign a single unit responsible for fraud and risk management across the organization. This unit should be responsible for both proactive and reactive fraud prevention and risk analysis. Associating a single unit, lets the unit champion the fraud rule management and helps preserve the confidentiality associated with the execution of the rules, thereby preventing insider fraud. Simulate Simulate the rule

Wednesday, December 18, 2019

Higher Education For International Students - 998 Words

Higher education in the UK has probably become one of the most popular choices for international students. The study devoted into the experiences of the international students report that the phenomenon of culture shock as a part of challenges could be troubling them (UKCISA, 2008). Whereas, the students who come from developing countries responded that the higher education in the UK would extend work field as well as the effect of social cognition (Mazzarol and Soutar, 2002). Hence, it will be discussed in this essay whether opportunities outweigh the challenges by analyzing the phenomenon, reasons and drawing the conclusion. 2.0The opportunities for international students In the UK, a pluralistic country, there is diversified culture promoting to the cultural communication. â€Å"Over 60% of the survey respondents reported their agreement that the UK was a tolerant society, with more than on in 10 (12%) indicating strong agreement. †(Schweisfurth and Gu, 2009) Not only possibly could it broaden horizons of the international students, but also improve their learning skills. 2.1Broaden horizons through multicultural society Multicultural means including multiple people who have varying manners and faiths (Cambridge dictionaries online). In 2004, UKCOSA did a survey was reported that over 50% of respondents looked forward to getting more opportunities to experience the culture in UK (UKCOSA, 2004). Firstly, studying in a multicultural country like the UK is an excellent chanceShow MoreRelatedInternational Students And Higher Education958 Words   |  4 PagesInternational Students is rising in the U.S. It is obvious that due the declining education funding and drooping domestic student enrollment have forced many U.S. colleges and universities to adopt new revenue strategies and attracting international students seems a reasonable solution. This strategy aims to bring more revenue to the institutions as well a more diverse environment through a greater diversity of languages, cultures, and perspective in the classroom. According to Global Student MobilityRead MoreInternational Students Pursuing A Higher Education Essay1562 Words   |  7 PagesIntroduction: The semester long research project that I have chosen deals with international students pursuing a higher education in the United States. According to the IIE, International Institute of Education, the majority of international students come from asian countries and have been populating the US through a variety of study fields leading to eventual, desirous opportunity to continue living in the US. The issue revolving around this topic that goes unnoticed includes: social stigma, racialRead MoreThe Challenges Facing International Students in Higher Education1294 Words   |  6 Pageschallenges facing international students in higher education and suggest some possible solutions. Tutor Name: Kinga Maior Student ID Number: 2060494 Date of Submission: Thursday 2nd May 2013 Word Count: 1,004 The number of international students studying in the UK has soared over the past decade due to globalization. Paige (1990) defined International students as those individuals who temporarily lived in the foreign countries and received the education as exchanged students. The main reasonRead MoreThe Challenges Faced By International Students In Higher Education852 Words   |  4 Pagesenrolment of international students in Canadian institutions, internationalization has become one of the key aspects of higher education in developing its intellectual property, more mainly due to political and economic reasons (Altbach Knight, 2007). Canada is perceived to be â€Å"one of the most trusted in the world† as a destination of choice with its high-quality education in a welcoming multicultural environment (Global Affairs Canada, 2014). A study conducted by Canadian Bureau for International EducationRead MoreAnalyzing The Findings Of International Students Challenging Experiences Du ring The American Classroom Setting On Higher Education1587 Words   |  7 PagesFindings The purpose of this qualitative study was to report the findings of international students’ challenging experiences in the American classroom setting in Higher Education. The activities include, but are not limited to, classroom discussions, and interactions with professors. For the purpose of this study, classroom practices in institutions of higher education in the United States are identified as a group of activities that take place in a classroom setting. After analyzing the interviewsRead MoreAustralia s International Student Market1420 Words   |  6 Pagesplayers in the international student market. Australia has developed a strongly entrepreneurial approach to attracting the lucrative overseas student market, a key factor in is the potentially enormous profitability that ensues from Australia’s ability to attract â€Å"tens of thousands of students from several different countries† establishing a â€Å"diversified market with strong growth potentialâ⠂¬  (Verbik Lasanowski, 2007, p.5). One reason for Australia’s success in the international student market is thatRead MoreFactors Influencing The International Students1338 Words   |  6 Pages Factors influencing the international students to choose the United States as their higher study destination Prejin Kumar Pradeep Kumar Husson University â€Æ' Abstract The United States hosts more of the world’s 4.5 million global mobile college and university students than any other country in the world, with almost double the number hosted by the United Kingdom, the second leadingRead MoreCross Cultural Integration: International Students and Higher Educational Institutions1205 Words   |  5 Pagesthat international students must obtain in order to conform to the mission statements of higher educational institutions cross-cultural Integration through suitable learning environments and aiding student to succeed in obtaining a higher education is a fundamental requirement of every educational institution,(Delbanco, 2012) but the quality of American higher education since the growth of student campuses is questionable. Using academic journal articles from the Journal of College Student DevelopmentRead MoreHow Tuition Fees Deter The Attendance Essay1448 Words   |  6 Pagesgovernments on post-secondary education has led to the ongoing inf lation of tuition rates in Canada. By comparing countries with exorbitantly high tuition rates and countries with free education, the efficacy of the Canadian system can be studied. This paper will explore how tuition fees deter the attendance to university by low-income and international students, and address the need to restructure our economically outdated post-secondary system. Post-secondary education is highly valued in CanadaRead MoreCultural And Social Capital Theory999 Words   |  4 Pagesacademic success of Chinese students in Los Angeles Community College. The results of the study indicated that the aspirations of obtaining a higher level academic degree and then transferring to a four-year college or university were considered as the best predictors of academic success for Chinese international students. Whereas, English proficiency was considered to be a weak factor and social interaction factors were not too much related to Chinese international students’ academic success. Yuan (2011)

Tuesday, December 10, 2019

Medicine After Antibiotics free essay sample

A summary and discussion of causes and possible solutions of the problem of antibiotic-resistant bacteria. This paper summarizes the conditions that lead to antibiotic resistance. The author examines aspects such as over-prescription, high level of both bacteria and antibiotics in hospitals and the use of antibiotics in livestock feed that lead to a resistance. The author discusses the increasing uselessness of newer antibiotics and new strategies for preventing the spread of infectious disease. Antibiotic resistance has been building in bacterial populations for decades, but advances in medicine (i.e. new types of antibiotics) have always stayed one step ahead. Antibiotics are becoming harder and harder to develop there is a limited number of ways to recreate antibiotics, and drug companies may have come to the end of the list. Vancomycin considered the drug of last resort when all other antibiotics fail is no longer a sure cure. Vancomycin-resistant enterococci (VRE) have been reported in hospitals across the U. We will write a custom essay sample on Medicine After Antibiotics or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page S., and some of these infections are untreatable with any current antibiotic. However, vancomycin is being prescribed more and more often when other drugs fail and VRE populations are growing (Mitchell, 1998).

Tuesday, December 3, 2019

The First Industrial Revolution Social Consequences

The most significant social consequences of the First Industrial Revolution It is possible to identify two important effects of the Industrial Revolution. One of them is the changes in the standards of living. On the one hand, the technological progress deprived many low-skilled laborers as well as artisans of their employment because their work could be done by new machines.Advertising We will write a custom essay sample on The First Industrial Revolution’ Social Consequences specifically for you for only $16.05 $11/page Learn More For instance, one can speak about Luddites who destroyed cotton mills (Sievers, 2009, p. 28). As a result, their purchasing power decreased dramatically. However, the increase in productivity enabled people to purchase goods that were not accessible to them. For instance, one can speak about agricultural products (O’Brien, 1993, p. 73). This consequence is important because it is closely connected to the social disparities emerging in the nineteenth century. This is why this effect should not be overlooked. Moreover, one should speak about the development of trade unions. These organizations were formed because workers were concentrated in factories, mills, or other manufacturing facilities. As a result, they had more opportunities to organize their efforts and advocate improvements in their living conditions (O’Brien, 1993, p. 247). This effect of the Industrial Revolution is vital for explaining many tensions between workers and employees, especially at the end of the nineteenth century. So, this issue is also of great importance to historians. The Industrial Revolution and the rise of capitalism The First Industrial Revolution contributed to the intensification of commerce and this trend enabled many small businesses to increase their turnover and profitability. In this case, much attention should be paid to such inventions as steam engine which helped companies reduce their tran sportation costs (O’Brien, 1993, p. 60). Furthermore, advancements in science and technology helped owners to increase the volume of production and extend their enterprises. Moreover, the increased availability of many goods enables some families to save more money. Some people chose to invest this capital in stocks of private companies. This is how the Industrial Revolution contributed to the rise of capitalism. The rise of capitalism and the development of the communist theory The growth of capitalism led to the development of communist theory. First, it should be noted that the competitive nature of capitalism resulted to the disparities in the standards of living. In turn, many philosophers began to think about the factors that could have contributed to this inequality.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More One of the causes that they identified was the exploitation of workers and their political underrepresentation (Cypher, 2004, p. 95). Moreover, many of them attempted to predict the social and economic development of European countries. In this case, one should speak about the works of Karl Marx and Friedrich Engels. Their works contributed to the development of the ideology which relied on the notion of class struggle. Therefore, one can say that communism immerged directly out of capitalism. The differences between capitalism and communism The differences between communism and capitalism are related to such aspects as property ownership and management of resources. While capitalism supports private ownership of property, communism ideology is based on the rejection of private property. Similarly, capitalism supports management of resources by private owners while communism implies that the resources should be managed by the state (Cypher, 2004, p. 212). This institution is also responsible for the distribution of wealth in the country. These differences are important because they can explain the hostilities existing between capitalist and communist regimes. Reference List Cypher, J. (2004). The Process of Economic Development. London: Routledge. O’Brien, P. (1993). The Industrial Revolution and British Society. Cambridge: Cambridge University Press. Sievers, M. (2009). Social Change in the 19th Century Novel. New York: GRIN Verlag. This essay on The First Industrial Revolution’ Social Consequences was written and submitted by user Ari Hull to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.